ON DEMAND CE COURSE

Exposure Verification & Liability Issues in Transportation

The trucking industry faces unique and evolving risks that demand specialized knowledge from insurance professionals, risk managers, and transportation stakeholders. Exposure Verification & Liability Issues in Transportation is an interactive, self-paced course designed to help participants identify, verify, and mitigate critical exposures in commercial trucking operations.

Only active MCIEF members may register for attendance.

Through case studies and practical examples, you’ll explore core factors that influence underwriting and risk assessment, including:

  • Fleet size and reporting accuracy

  • Driver safety and operational practices
  • Cargo types and route conditions
  • Broker liability, contingent liability, and contractual liability

Enroll today and gain the expertise to better assess, underwrite, and manage trucking exposures while strengthening your ability to serve motor carrier clients.

Only active MCIEF members may register for attendance.

This course also unpacks the legal frameworks and real-world implications of transportation contracts, liability exposures, and federal regulations. Participants will gain tools and strategies to ensure accurate underwriting, policy compliance, and stronger risk management decisions for their motor carrier clients.

Only active MCIEF members may register for attendance.

Who Should Enroll

This course is designed for:

  • Insurance underwriters and brokers
  • Risk managers and claims professionals
  • Attorneys and compliance professionals in transportation
  • Industry leaders seeking deeper insight into trucking liability and exposure risks

After completing this course, participants will be able to:

  1. Identify the primary risk exposures associated with commercial trucking.
  2. Collect, verify, and analyze exposure data effectively.
  3. Apply best practices and tools to mitigate underwriting risks in trucking operations.
  4. Assess the risks of underreported fleet size or misinformation and their impact on premiums and program stability.
  5. Explain the fundamentals of trucking insurance underwriting and key evaluation factors for determining coverage terms.
  6. Evaluate broker liability exposures by analyzing contractual relationships, negligent selection risks, and legal frameworks.
  7. Explain the concept of federal preemption under the FAAAA and analyze recent legal trends and case outcomes.
  8. Assess how MAP-21 and contractual assumptions of liability affect freight broker exposure in auto and cargo claims.
  9. Apply underwriting considerations to coverage decisions, with a focus on broker and contingent liability concerns.

Important Information

State CE Credit Information
Four (4) CE Credits has been approved in the following states:  AK, AL, AZ, CA, CO, CT, DE, FL, GA, IA, ID, IL, IN, KS, KY, LA, MA, MD, MI, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK – Producer, OK – Adjuster, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY

Three (3) CE Credits: AR – Producer/CSR, AR – Adjuster/Examiner

Not approved in ME, MN, HI

Testing Requirements: Please review your state’s specific testing requirements before starting the final exam. Closed or Open Book Testing, Student Affidavit and Proctor Affidavit Requirements are shown for each state that has approved CE credit. Not all states require a monitor/proctor. Please refer to the STATE INFORMATION below to verify the requirements of your state.

Proctoring is only required for the final exam portion of the course at the very end.

  • For those states that require a monitor/proctor the following rules apply.
    • A proctor is a disinterested third party to oversee your exam. A disinterested third party is a person who has no financial interest in the success or failure of a licensee maintaining an insurance license. The disinterested third party must also certify the exam was closed-book and no other assistance was used to obtain a passing score on the exam.
    • The proctor must be at least 18 years of age.
    • The proctor must be present from the moment you begin until you complete your attempt.
    • As a student, you should never start your exam without a proctor present.
    • The time will begin and you will lose your exam attempt if your proctor is not present.
    • Once you begin your final exam you will not have access to the exam material.
  • The proctor is responsible for the following:
    • Verify the student’s identity by reviewing a photo ID, such as a driver’s license.
    • Ensure the student does not receive any external help during the exam. No course materials, outside assistance, personal notes, or access to other websites are permitted.
    • Stay with the student for the entire exam duration.
    • Decline to certify the student if any proctoring rules are breached.
    • Provide any additional documentation required by the student’s state (refer to individual state rules below).

    Proctor Option – Monitor EDU           

STATE INFORMATION

STATE CREDITS AND TESTING REQUIREMENTS

Alabama
Monitor/Proctor required: Yes
Open or Closed Book: Closed
Affidavit requirements: Proctor and Student

Alaska
Monitor/Proctor required: No
Open or Closed Book: Open
Affidavit requirements: None

Arizona 

Monitor/Proctor required: No
Open or Closed Book: Open
Affidavit requirements: None

 

Arkansas – Producer/CSR and Adjuster
Monitor/Proctor required: Yes
Open or Closed Book: Closed
Affidavit requirements: Proctor and Student

 

Colorado
Monitor/Proctor required: Yes
Open or Closed Book: Closed
Affidavit requirements: Proctor and Student

Connecticut

Monitor/Proctor required: Yes
Open or Closed Book: Closed
Affidavit requirements: Proctor and Student

 

Delaware
Monitor/Proctor required: No
Open or Closed Book: Open
Affidavit requirements: None

 

Florida
Monitor/Proctor required: No
Open or Closed Book: Open
Affidavit requirements: None

 

Georgia
Monitor/Proctor required: Yes
Open or Closed Book: Closed
Affidavit requirements: Proctor and Student

 

Idaho
Monitor/Proctor required: No
Open or Closed Book: Open
Affidavit requirements: None

Illinois
Monitor/Proctor required: No
Open or Closed Book: Open
Affidavit requirements: None

Indiana
Monitor/Proctor required: Yes
Open or Closed Book: Closed
Affidavit requirements: Proctor and Student

Iowa
Monitor/Proctor required: Yes
Open or Closed Book: Closed
Affidavit requirements: Proctor and Student

Kansas
Monitor/Proctor required: No
Open or Closed Book: Closed
Affidavit requirements: Student only

Kentucky
Monitor/Proctor required: No
Open or Closed Book: Open
Affidavit requirements: None

Maryland
Monitor/Proctor required: No
Open or Closed Book: Closed
Affidavit requirements: Student only

Massachusetts
Monitor/Proctor required: Yes
Open or Closed Book: Closed
Affidavit requirements: Proctor and Student

Michigan
Monitor/Proctor required: Yes
Open or Closed Book: Closed
Affidavit requirements: Proctor and Student

Mississippi
Monitor/Proctor required: Yes
Open or Closed Book: Closed
Affidavit requirements: Proctor and Student

Missouri
Monitor/Proctor required: No
Open or Closed Book: Closed
Affidavit requirements: Student only

 

Montana
Monitor/Proctor required: Yes
Open or Closed Book: Closed
Affidavit requirements: Proctor and Student

Nebraska
Monitor/Proctor required: No
Open or Closed Book: Closed
Affidavit requirements: Student only

Nevada
Monitor/Proctor required: Yes
Open or Closed Book: Closed
Affidavit requirements: Proctor and Student

New Hampshire
Monitor/Proctor required: No
Open or Closed Book: Open
Affidavit requirements: None

New Jersey
Monitor/Proctor required: Yes
Open or Closed Book: Closed
Affidavit requirements: Proctor and Student

New Mexico
Monitor/Proctor required: No
Open or Closed Book: Open
Affidavit requirements: None

New York
Monitor/Proctor required: No
Open or Closed Book: Closed
Affidavit requirements: Student only

 

North Carolina
Monitor/Proctor required: No
Open or Closed Book: Closed
Affidavit requirements: Student only

North Dakota
Monitor/Proctor required: No
Open or Closed Book: Open
Affidavit requirements: None

Ohio
Monitor/Proctor required: No
Open or Closed Book: Closed
Affidavit requirements: Student only

Oklahoma – Producer/Agent and Adjuster
Monitor/Proctor required: No
Open or Closed Book: Closed
Affidavit requirements: Student only

Oregon
Monitor/Proctor required: No
Open or Closed Book: Closed
Affidavit requirements: Student only

Pennsylvania
Monitor/Proctor required: No
Open or Closed Book: Closed
Affidavit requirements: Student only

Rhode Island
Monitor/Proctor required: No
Open or Closed Book: Open
Affidavit requirements: None

South Carolina
Monitor/Proctor required: Yes
Open or Closed Book: Closed
Affidavit requirements: Proctor and Student

South Dakota
Monitor/Proctor required: No
Open or Closed Book: Open
Affidavit requirements: None

Tennessee
Monitor/Proctor required: No
Open or Closed Book: Open
Affidavit requirements: None

Texas
Monitor/Proctor required: No
Open or Closed Book: Open
Affidavit requirements: None

Utah
Monitor/Proctor required: No
Open or Closed Book: Open
Affidavit requirements: None

Vermont
Monitor/Proctor required: Yes
Open or Closed Book: Closed
Affidavit requirements: Proctor and Student

Virginia
Monitor/Proctor required: No
Open or Closed Book: Closed
Affidavit requirements: Student only

 

Washington

Monitor/Proctor required: No
Open or Closed Book: Open
Affidavit requirements: None

 

West Virginia
Monitor/Proctor required: Yes
Open or Closed Book: Closed
Affidavit requirements: Proctor and Student

Wisconsin
Monitor/Proctor required: Yes
Open or Closed Book: Closed
Affidavit requirements: Proctor and Student

Wyoming
Monitor/Proctor required: Yes
Open or Closed Book: Closed
Affidavit requirements: Proctor and Student

SUPPORT

Technical support forms are available and responses will be sent within one business day.
Content questions may be submitted through system support forms and a response will be sent within one business day.

System requirements:

Below are the minimum system requirements:

  1. Web Browser

Supported Browsers: The latest versions of:

  • Google Chrome
  • Mozilla Firefox
  • Microsoft Edge
  • Safari (for Mac users)
  • JavaScript Enabled: LearnDash relies on JavaScript for interactive elements, so ensure it is enabled.
  • Cookies Enabled: Cookies are required for session management.
  1. Operating System
  • Windows: Windows 10 or higher
  • macOS: macOS 10.13 (High Sierra) or higher
  • Mobile OS: Latest versions of iOS and Android (for mobile access, though desktop/laptop use is recommended for full functionality)
  1. Internet Connection
  • Broadband Connection: A minimum of 1 Mbps download speed is recommended for video content and live quizzes.
  1. Hardware Requirements
  • Processor: Dual-core processor or better (for smooth video playback)
  • RAM: 2 GB minimum, 4 GB recommended
  • Display Resolution: Minimum of 1024 x 768 pixels

Encryption – We utilize SSL/TLS encryption to secure data transferred between users and the server, ensuring that sensitive information such as login credentials, progress data, and course content is encrypted in transit.

Your information will not be sold or shared

The course is open and available 24/7 excluding minimal downtime for occasional maintenance.


STUDENT AUTHENTICATION

Unique username and password

Only active MCIEF members may register for attendance.

Course PRICING

MEMBER BENEFIT: $0

CE PROCESSING FEE: $20