You’re reviewing a fleet submission. Driver records are in one system, loss runs are in another, and coverage details are buried in a document. You need the full picture before you can decide what to do next.
That’s the problem Perpendo AI is working on. In this video, MCIEF CEO and Executive Director John Love talks with founder and CEO Umakant Narkhede about the company’s tools and why human judgment still matters. Perpendo AI is a Gold Sponsor of the 2026 MCIEF Leadership Conference.
What does Perpendo AI do?
Perpendo AI builds tools around insurance work, rather than asking insurance teams to reshape their work around a generic AI tool. Its commercial fleet platform, HAULYRA, brings information such as loss runs, driver records, coverage, regulatory data, and a company’s own appetite rules into one place.
John asks Umakant what that could mean for a submission review. Umakant says that, in submissions Perpendo ran through its platform, users got a combined view of the data sources in about 15 minutes on average. That’s a result he reports from those submissions, not a promise that every review will take 15 minutes.
The underwriter stays involved
Speed isn’t the whole story. Umakant explains that an insurance team sets the rules the platform follows when it reviews drivers, loss history, and other risk details. The tool helps bring information forward; people still set the standards and make the decisions.
That approach runs through Perpendo AI’s other platforms, too. PERILYTIX focuses on catastrophe modeling work, and PRISM turns complex insurance documents into usable data. The shared goal is to help teams work with scattered information without taking professional judgment out of the process.
Meet Perpendo AI in Scottsdale
Umakant says he wants to listen to trucking insurance professionals, show what Perpendo AI is building, and hear their feedback in person. MCIEF looks forward to bringing that conversation to the Leadership Conference, October 4–7, 2026, at the Grand Hyatt Scottsdale Resort.
Watch the video, then register for the 2026 MCIEF Leadership Conference to meet Perpendo AI and join the conversation in Scottsdale.

