The world of trucking insurance is constantly evolving, and at the forefront of these changes are forward-thinking agencies like Treaty Oak General Agency. At the 2025 MCIEF Annual Conference, we had the opportunity to sit down with Dani Harris, Chief Administrative Officer of Treaty Oak, to discuss what makes their approach unique and how they are shaping the future of underwriting and risk management.
A Unique Approach to Underwriting
Treaty Oak General Agency operates with a highly disciplined underwriting philosophy. Unlike many MGAs, Treaty Oak has its own risk retention program, allowing for an exclusive market that sets them apart from competitors. Their focus on personalized underwriting for every account—new business, renewals, endorsements—ensures that every risk is carefully assessed before coverage is issued.
Dani emphasized the importance of understanding the story behind each risk, rather than solely relying on DOT numbers. By taking a human-centric approach to underwriting, Treaty Oak can effectively determine if a risk is the right fit.
Embracing Technology for Efficiency
In August 2023, Treaty Oak launched a state-of-the-art agency-facing portal, significantly enhancing the submission and underwriting process. This technology has been a game changer, allowing for greater efficiency and accuracy while maintaining the agency’s commitment to personalized underwriting.
Despite technological advancements, Dani reinforced that underwriting remains a blend of data-driven insights and human expertise. The ability to combine cutting-edge technology with industry knowledge is what makes Treaty Oak an innovative leader in the trucking insurance space.
Why Treaty Oak Supports MCIEF
As a Silver Sponsor of the 2025 MCIEF Annual Conference, Treaty Oak General Agency is committed to supporting education and industry advancement. Dani and her team recognize the value that MCIEF provides to insurance professionals, from underwriters and agents to claims specialists and risk managers.
“We attend MCIEF not only for the education sessions but also for the networking. We want to connect with like-minded professionals and continue learning about industry trends, legislation, and best practices,” Dani shared.
Exciting Sessions at the Annual Conference
One of the most anticipated aspects of the 2025 MCIEF Annual Conference is its lineup of high-impact educational sessions. Dani mentioned a strong interest in claims management, legislative updates, and risk assessment strategies. Attendees can expect engaging sessions led by industry leaders.
Join Treaty Oak at MCIEF 2025!
With a record number of registrations, the MCIEF Annual Conference is set to be one of the most valuable events of the year for trucking insurance professionals. Don’t miss your opportunity to network with leaders like Treaty Oak, gain invaluable industry insights, and take your knowledge to the next level.
📅 Date: April 14-17, 2025
📍 Location: Orlando, FL
Thank you to Treaty Oak General Agency for their generous Silver Sponsorship and commitment to advancing trucking insurance education. We look forward to seeing you in Orlando!