WHITE PAPERS

AMERICAN TRANSPORTATION RESEARCH INSTITUTE (ATRI) UPDATE For attendees of our 2020 Virtual Conference as well as past Annual Conferences, you have had the pleasure of hearing from Dan Murray, Senior VP of ATRI. He has a unique ability to make [...]

CLAIMS REPORTING - SERVICE BEYOND THE POLICY A recent question received from a new MCIEF member that is also relatively new to providing insurance to motor carriers – “How can they prepare an insured for a crash?” This question is [...]

Blog by Tommy Ruke, The King Pin – Leading Expert in Truck Insurance SHIPPERS/BROKERS VERIFICATION OF INSURANCE FOR MOTOR CARRIERS THEY USE When I provide blogs and white papers readers sometimes ask questions. The September 2016 white paper about MCS90/91X [...]

Overview of Underwriting Brokers or FF meeting standard requirements Base Premium $2250 (3%) No Collateral Brokers or FF who don’t meet the standard requirements Premium will be adjusted upward No Collateral is contemplated Let us know if broker is a [...]

Updating your MCS-150: Have you updated your MCS-150? You must do this every two years. If you do not you will be “flagged”, and this will result in the government taking a closer look at your operations. To remove the [...]

DISCUSSION OF UNDER/UNINSURED MOTORISTS AND MED PAY My thoughts on a commercial auto risk - What should the insurance agent know about UN/IM and Med Pay? This discussion is based on the insured being a “business” and the commercial auto coverage [...]

MOTOR CARRIER COVERAGE FORM There has been a lot of “talk” concerning ISO’s decision to no longer support the Truckers Coverage Form, leaving the Motor Carrier Coverage Form as the ISO supported form to address auto liability insurance needs for [...]

Updating DOT MCS-150 Information Go to website http://safer.fmcsa.dot.gov Under the column FMCSA Services, click on FMCSA Registration & Updates Under the heading Register Now without Help, click on Start the Online Registration without Help Under Existing Registration Updates, choose I [...]

What limit should be shown on the 91X filing and the MCS90 endorsement? Anyone who has been in a presentation that I have done for the past ten years knows that my opinion is that the limit shown in the [...]

Why does an insured buy a policy? For motor carriers it is to meet state or federal financial responsibility requirements. For motor carriers and others they buy a policy to protect their business assets (big bad attorneys) or in some [...]

We received a question about the effect of reinsurance upon the pricing of insurance. I want to go over some of the fundamentals involved with reinsurance in order to answer this question. In discussing reinsurance and the commercial trucking market, [...]