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ANTI-INDEMNIFICATION/CONTRACTUAL/ADDITIONAL INSURED
I want to again thank Jean Gardner of CAB for providing valuable information in her “Bits & Pieces”. These are a must read if you are providing insurance to motor carriers. The website is: thecabadvantage.com. From the November 29, 2016 [...]
CURRENT COURT CASES CONCERNING UNINSURED MOTORIST COVERAGE
If you have been to any of my programs, you know I have suggested if you are providing insurance to a motor carrier, you must keep current with government and court changes. One of the suggested sources is Jean Gardner, [...]
ALWAYS BLAME THE GOVERNMENT!
Most of you have heard me say: “Always Blame the Government” at educational presentations. The government is at it again. What Congress starts and passes will have an impact on an insurance provider underwriting a motor carrier. How many of [...]
PAY NOW OR PAY MORE LATER!
We have all heard the phrase, “Pay now or pay more later” as well as hearing insureds/motor carriers say, “I cannot afford $$$ whatever it might be.” I had the privilege of hearing Rob Moseley speak at his firm’s 6th [...]
URS UPDATE
A past blog, Unified Registration System – “Final Rule” discussed the expected implementation of the URS. Our friend, Hank Seaton, has been in contact with the FMCSA about this implementation and he has provided us with the following information: Good [...]
THE MOTOR CARRIER COVERAGE FORM AND PROBLEMS WITH INSURED TRAILERS BEING USED BY ANOTHER MOTOR CARRIER
As most of you know I have been an advocate of the Motor Carrier Coverage Form for years. I supported ISO’s move and frankly could not understand the concerns from other “experts” including CPCU and IRMI still talking about The [...]
DRIVERS OF INTERSTATE VEHICLES LESS THAN 26,001 GVW
I understand that Foundation members’ main focus is providing services to interstate for-hire motor carriers, which in most cases, would be insuring 18-wheelers. I have in previous information stated that the Unified Registration System has mandated state enforcement of who [...]
INSURED WITH ONE DOT# AND TWO MC#’S
A member said that when viewing Licensing & Insurance for a possible insured, he/she noted that the insured had one DOT# and two MC#’s (one brokerage and one transportation) – What is up? Here are my thoughts concerning a legal [...]
UPDATE ON DAMAGE TO NON-OWNED TRAILERS
I had an interesting e-mail from an attorney/friend who defends motor carriers and in doing so reads the coverage forms. His thoughts follow: The Trailer Interchange Coverage Endorsement (ISO CA 23 98 03 10) does not expressly limit coverage [...]
THE START OF 2015
For the first couple of weeks in this New Year I have been playing “grand-daddy” and over-seeing our Advanced Underwriting session in Orlando. It was sold out and was a success. I am now catching up on my reading. As [...]
WHAT IS PSP?
As reported by J.J. Keller in their 02/14 “Motor Carrier Safety Report” and the 11/25/2013 Transport Topics article, “FMCSA Says Carriers Can Cut Accidents by Using Its Pre-Employment Screening,” fleets using PSP have 8% fewer crashes than the controlled group [...]
ANTI-INDEMNIFICATION LAWS AND WAIVERS OF SUBROGATION
I was recently asked, “Although state anti-indemnification laws may make it unenforceable for a trucker to assume another party’s liability, what happens when an insurance carrier voluntarily adds an endorsement such as a Waiver of Subrogation? Do anti-indemnification laws trump [...]